About this search
Buying a flat in Andorra almost always means buying into a nineteen-seventies or eighties block in Andorra la Vella, Escaldes-Engordany or Sant Julià de Lòria. The home itself may be refurbished and look immaculate; it is the building that decides whether the purchase works out. Façade, roof, lift and heating are shared items, and their condition translates into real money for the buyer.
On top of that sits the non-resident's own timetable, since the foreign investment authorisation has to be in hand before the deed. With both settled — the state of the building and the authorisation — buying in Andorra is a clean, quick process. It is where they are skipped that the trouble starts.
Frequently asked questions
The most recent meeting minutes, the community's accounts, the detail of levies approved or expected, and confirmation that the seller is up to date with charges. That shows almost everything. Where we manage the building we provide it directly; where we do not, we request it from the managing agent before you commit to anything.
That depends on the building more than on the flat. Refurbishing pays when the block is up to date and the work is purely internal; it stops paying when structural levies have to be absorbed as well. In Andorra, with an ageing stock, the second situation is more common than it looks, and it is worth checking before running the numbers.
Andorran banks do lend to non-residents, on their own terms for deposit and income evidence, which are generally stricter than for a resident. Have that conversation with the bank in parallel with the foreign investment authorisation rather than afterwards, because the two timetables overlap.
Well-located property at a sensible price moves quickly, because supply is limited. What sits tends to have an identifiable problem: priced above the market, a significant levy pending, or an awkward layout. We tell you which case a property falls into rather than leaving you to infer it from the listing date.